This is a process that everybody should go through on a regular basis and especially when peoples circumstances change, e.g. moving house, having children, etc. It involves the completion of a Fact-Find document. This is a document that summarises your existing financial plan.
We review everything including your life assurance, pension, investments, savings, etc. We make sure you are getting value on your existing products and make sure that you have adequate cover when it comes to protection products such as mortgage protection, life insurance, serious illness, income protection and mortgage repayment protection.
The review also incorporates a review of all investments including savings, pensions, single premium and regular premium investments.
We put forward an ideal financial plan based on your affordability. The most important outcome of this review is that there would be 'no suprises' going forward irrespective of what scenario arose.
We would be delighted to meet with you and discuss this in more detail. We also recommend that you look at the Financial Regulators website which gives a greater insight into financial products (www.itsyourmoney.ie
J.P. O'Neill (Financial Management) Ltd t/a O'Neill & Associates is regulated by the Central Bank of Ireland